If the surface is fuzzy and the plant looks healthy
University of Maryland Extension describes white to gray fungal growth on moist indoor potting media. This surface growth is generally not damaging to the plant itself. A thick mat can still interfere with water entering the mix, and consistently damp conditions can encourage fungus gnats.
Gently remove or break up the surface mat without digging through the roots. Then address why the surface stays wet. Empty standing water from the saucer or outer pot, check that drainage holes work, and consider whether the container is oversized for the plant.
Allow the surface to dry between waterings where that suits the species. This does not mean drying every plant's entire root ball completely. A moisture-loving tropical plant and a succulent need different watering decisions.
Improve ordinary air movement around crowded pots. Keep the plant away from a harsh heating vent, and avoid placing it in strong sun simply to bake the surface dry.